Richard Melson
March 2005
Microfinance
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http://topics.developmentgateway.org/microfinance
Microfinance on the Development Gateway
Content update:
11 new resources have been added to Microfinance on the Development Gateway
http://topics.developmentgateway.org/microfinance
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1. The Provision of Microfinance Services by Savings Banks: Selected Experiences
from Africa, Asia and Latin America
2. Savings in the Context of Microfinance - State of Knowledge
3. Savings Led Microfinance and the Rural Poor
4. The Microfinance Experience with Savings Mobilization
5. Savings mobilisation in microfinance institutions
6. Savings Mobilisation to Micro-Finance: A Historical Perspective on the
Zimbabwe Savings Development Movement
7. Savings and the Poor in Zimbabwe: What It Means for MicroFinance Institutions
8. Use and Impact of Savings Services Among the Poor in Uganda
9. Introducing Savings into a MicroCredit Institution Lessons from ASA
10. Evolution of Savings Products at ASA
11. "Lessons From Deploying the Remote Transaction System With Three
Microfinance Institutions in Uganda"
1. The Provision of Microfinance Services by Savings Banks: Selected Experiences
from Africa, Asia and Latin America
http://topics.developmentgateway.org/
microfinance/rc/ItemDetail.do~1033053?intcmp=700
This paper portrays the experiences of a selection of savings and socially
responsible retail banks in the provision of these services to the poor,
highlighting the characteristics of flexible, affordable, convenient and safe
services that are demanded by this ...
Contributed by PlaNet Finance on 11 March, 2005
2. Savings in the Context of Microfinance - State of Knowledge
http://topics.developmentgateway.org/
microfinance/rc/ItemDetail.do~1033054?intcmp=700
This paper provides a brief overview of the state of knowledge of savings in the
context of microfinance; the paper focuses on the depositor, presenting the main
factors that determine depositor demand for savings facilities and savings
capacity, with special emphasis ...
Contributed by PlaNet Finance on 11 March, 2005
3. Savings Led Microfinance and the Rural Poor
http://topics.developmentgateway.org/
microfinance/rc/ItemDetail.do~1033055?intcmp=700
Microfinance has achieved much in the twenty years since it became recognized as
an important development tool, but the demand for credit and savings services
far exceeds current institutional capacity. While microfinance institutions
effectively deliver services ...
Contributed by PlaNet Finance on 11 March, 2005
4. The Microfinance Experience with Savings Mobilization
http://topics.developmentgateway.org/
microfinance/rc/ItemDetail.do~1033058?intcmp=700
Over the last decade, microfinance institutions (MFIs) have found that poor
households are interested in a variety of savings services and products. Deposit
services allow low-income households to save for large expenses like dowries or
school fees, accumulate ...
Contributed by PlaNet Finance on 11 March, 2005
5. Savings mobilisation in microfinance institutions
http://topics.developmentgateway.org/
microfinance/rc/ItemDetail.do~1033059?intcmp=700
The paper sees that the volume of savings coming from traditional clientele
represents a minimal portion of the total funds mobilized by MFIs. The funding
structure reflects a high dependency/concentration on large depositors (mainly
institutional and of a volatile ...
Contributed by PlaNet Finance on 11 March, 2005
6. Savings Mobilisation to Micro-Finance: A Historical Perspective on the
Zimbabwe Savings Development Movement
http://topics.developmentgateway.org/
microfinance/rc/ItemDetail.do~1033060?intcmp=700
The objectives of the paper are to highlight the factors that have led the
oldest and major saving movement in Zimbabwe to get involved in the
implementation of a credit scheme, and to assess the impact of that change on
the institution itself as well as on its ...
Contributed by PlaNet Finance on 11 March, 2005
7. Savings and the Poor in Zimbabwe: What It Means for MicroFinance Institutions
http://topics.developmentgateway.org/
microfinance/rc/ItemDetail.do~1033062?intcmp=700
This report: focuses on the way the poor manage their money in the Zimbabwean
context, analyses the mechanisms they use or prefer to use to manage their
money, explores linkages between the informal, semi formal and formal
mechanisms, and suggests ways in which ...
Contributed by PlaNet Finance on 11 March, 2005
8. Use and Impact of Savings Services Among the Poor in Uganda
http://topics.developmentgateway.org/
microfinance/rc/ItemDetail.do~1033064?intcmp=700
There was a prevalent that "the poor cannot save", but throughout Uganda and
indeed the rest of Africa, there is a vibrant and diverse informal financial
sector. This report shares findings that improve knowledge and understanding of
how poor people in Uganda save ...
Contributed by PlaNet Finance on 11 March, 2005
9. Introducing Savings into a MicroCredit Institution Lessons from ASA
http://topics.developmentgateway.org/
microfinance/rc/ItemDetail.do~1033066?intcmp=700
The Association for Social Advancement (ASA) in Bangladesh provides financial
services to 1.5 million poor people, and is one of the best-managed,
large-scale, sustainable, microfinance providers anywhere in the world. ASA
operated a credit delivery and recovery ...
Contributed by PlaNet Finance on 11 March, 2005
10. Evolution of Savings Products at ASA
http://topics.developmentgateway.org/
microfinance/rc/ItemDetail.do~1033083?intcmp=700
Effective measures and client-oriented services, allowed ASA to finally become a
renowned and leading microfinance institution. This article is about saving
services It provides to its clients for their self managed income-generating
projects and helps them be ...
Contributed by PlaNet Finance on 11 March, 2005
11. "Lessons From Deploying the Remote Transaction System With Three
Microfinance Institutions in Uganda"
http://topics.developmentgateway.org/
microfinance/rc/ItemDetail.do~1033263?intcmp=700
A Remote Transaction System (RTS) for microfinance institutions was piloted in
2004 in Uganda. This is a report of a study of the RTS done by two graduate
students during three weeks during the pilot project. "At the front-end (which
clients experience) the technology ...
Contributed by John Daly on 14 March, 2005
Development Gateway Special Report
'Foreign Investment and Development: Who Gains?'
http://topics.developmentgateway.org/
special/foreigninvestment?intcmp=700
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Microfinance:
Savings Mobilization has long been a controversial issue in microfinance. In recent years there has been increasing awareness among policymakers and practitioners that low-income clients can and do save, and many of the largest, most sustainable institutions...
Savings and the Poor in Zimbabwe: What It Means for MicroFinance Institutions |
Introducing Savings into a MicroCredit Institution Lessons from ASA |
Microfinance: 11 new items
dgAlert@developmentgateway.org
Friday, March 18, 2005